Immigrant Wealth Fitness Terms of Service
Please read these Terms of Service (“Terms”) carefully before using
https://ldaccountingschool.site/, https://ld-accounting.com/teach/control/stream and
https://lena-druchenko.teachable.com websites (the “Service”) operated by Immigrant Wealth
Fitness (“us”, “we”, “our” or “Immigrant Wealth Fitness”). Your access to and use of the Service
is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to
all visitors, users and others who wish to access or use the Service. By accessing or using the
Service you agree to be bound by these Terms. If you disagree with any part of the terms then
you do not have permission to access the Service.
Purchases and Refunds
If you wish to purchase any product or service made available through the Service
(“Purchase”), you may be asked to supply certain information relevant to your Purchase
including, without limitation, your credit card number, the expiration date of your credit card,
your billing address, and your shipping information. You represent and warrant that:
(i) you have the legal right to use any credit card(s) or other payment method(s) in
connection with any Purchase;
(ii) and that the information you supply to us is true, correct and complete. The service may
employ the use of third-party services for the purpose of facilitating payment and the
completion of Purchases. By submitting your information, you grant us the right to provide
the information to these third parties subject to our Privacy Policy. We reserve the right to
refuse or cancel your order at any time for reasons including but not limited to: product or
service availability, errors in the description or price of the product or service, error in your
order or other reasons. We reserve the right to refuse or cancel your order if fraud or an
unauthorized or illegal transaction is suspected.
Request for Refund:
● You may request a refund by contacting support at [email protected].
A detailed record of your job search activities must accompany the refund request,
including proof that you have applied for qualifying positions.
Access to any digital product shall be deemed to be fully provided when an email is sent to the
email address used to sign up for the Service. If you do not receive the digital access link within
five (5) calendar days from the date of the Service Start, it is incumbent upon you to email
[email protected] to inform Immigrant Wealth Fitness that you have not
received the link. If you have not sent an email to notify Immigrant Wealth Fitness that you have
not received the link and the email was delivered to your email address, the access shall be
deemed to have been fully provided.
180-Day Employment Guarantee Refund Policy
If you do not secure employment within 180 days of completing the program, you may be
eligible for a full refund of the course fees, subject to the following conditions:
(i) You must be 21 years of age or older, legally reside in the United States, have the right to
work in the U.S., and be actively seeking employment with a U.S. employer.
(ii) When searching for jobs, you must be looking for full-time or part-time employment with a
U.S. employer and not limit your search to “remote-only” positions.
(iii) You must fully pay the tuition as per the agreement for the program in which you are
enrolled and successfully complete 100% of the program, including submitting all assignments
within the deadlines specified in your personal account on the platform, and attending all
scheduled meetings with instructors.
(iv) You must apply for entry into the Employment Guarantee Program within 14 days of
successfully completing the primary training. Primary training includes at least the Bookkeeping
Fundamentals and Freelance Bookkeeper courses in one bundle.The application must include
your resume, link to your LinkedIn profile, and the cover letter used alongside your resume for
job applications.
(v) The Employment Guarantee Program is a course on the learning platform, which must be
completed within 6 weeks of joining, following all the recommendations outlined in the program.
(vi) Upon completion of the Employment Guarantee Program, the 180-day job search period
begins, during which you must secure employment.
(vii) Throughout the 180-day period or until you find employment, you are required to fill out the
Job List Tracker on the learning platform weekly, tracking your job search activity, including job
applications, participation in networking events, interviews, and other relevant actions.
(viii) You are responsible for meeting all deadlines and fulfilling the Employment Guarantee
Program’s requirements to qualify for the refund guarantee.
(ix) If you receive a qualifying job offer, you must notify us within 24 hours by email:
[email protected]. A qualifying job offer is defined as a paid service or job
position lasting at least 2 weeks, with a total compensation of no less than $900.
(x) Starting your own business during the 180-day job search period will also count as securing
employment and will void the refund guarantee.
(xi) Receiving a qualifying job offer, whether you accept it or not, will automatically void the
refund guarantee. If the offer is rescinded due to a background check or drug test initiated by
the employer, the refund will also not be provided.
(xii) You may request a refund no sooner than 180 days after the start of your job search and no
later than one year from that date.
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Additional terms of services for the program “Tax Fundamentals”
The Tax Fundamentals Program provides information on the fundamentals of taxation in the
United States, specifically Federal Income Tax.
This program is intended for informational purposes only regarding the U.S. tax system and is
not a course for training professionals to work in the tax industry. The program is suitable for
personal use and self-education in U.S. tax terminology and basics. The program does not
imply the independent filing of tax returns after completing the program materials.
Review of Tax Returns for the package “With feedback and Tax Return Review”
The tax return review is included only in the “With Support and Tax Return Review” package .
The process of reviewing the tax return is conducted by a third party.
WEALTH IMMIGRANT FITNESS DOES NOT ASSUME RESPONSIBILITY FOR THE
PREPARED TAX RETURNS OR OTHER RELATED SERVICES, AS THIS PROCESS IS
ENTIRELY MANAGED BY AN INDEPENDENT THIRD PARTY.
Tax Return Forms Available for Review: Form 1040 for taxpayers earning income under W-2
or 1099 statuses, regardless of state of residence. Filing of tax returns for legal entities is not
included in this package.
Recommended Step-by-Step Process for Tax Return Review:
Step 1. Complete the course training, including:
● All lessons,
● Feedback webinars,
● Additional textual materials attached to each lesson.
Step 2. Complete the questionnaire on the platform in your personal account, which helps
determine the type of tax professional you need.
Step 3. Within 72 hours after completing the questionnaire, you will receive an email with
instructions to contact the tax professional and schedule a convenient meeting time.
Step 4. Choose the method for tax return review. Tax return review can be conducted in two
ways:
Option 1. You prepare the tax return independently according to the steps outlined above, then
compare it with the tax return prepared by the tax professional based on your data and ask
questions for clarification of any unclear points.
Option 2. The tax professional fully prepares the tax return for you, and you ask questions for
clarification of any unclear points.
Step 5. After choosing the method for tax return review, provide the required information to the
tax professional electronically.
Step 6. Depending on the chosen method for tax return review:
Option 1. Prepare the tax return independently and compare it with the tax return prepared by
the tax professional. If there are questions or discrepancies, request clarifications from the tax
professional.
Option 2. Receive the tax return prepared by the tax professional and clarify any necessary
questions and details with them.
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Availability, Errors and Inaccuracies
We are constantly updating products and services offerings on the Service. We may experience
delays in updating information on the Service and in our advertising on other web sites. The
information found on the Service may contain errors or inaccuracies and may not be complete
or current. Products or services may be mispriced, described inaccurately, or unavailable on the
Service and we cannot guarantee the accuracy or completeness of any information found on the
Service. We therefore reserve the right to change or update information and to correct
errors, inaccuracies, or omissions at any time without prior notice.
Accounts
When you create an account with us, you guarantee that you are above the age of 18, and that
the information you provide us is accurate, complete, and current at all times. Inaccurate,
incomplete, or obsolete information may result in the immediate termination of your account on
the Service. You are responsible for maintaining the confidentiality of your account and
password, including but not limited to the restriction of access to your computer and/or account.
You agree to accept responsibility for any and all activities or actions that occur under your
account and/or password, whether your password is with our Service or a third-party service.
You must notify us immediately upon becoming aware of any breach of security or unauthorized
use of your account. You may not use as a username the name of another person or entity or
that is not lawfully available for use, a name or trademark that is subject to any rights of another
person or entity other than you, without appropriate authorization. You may not use as a
username any name that is offensive, vulgar or obscene. We reserve the right to refuse service,
terminate accounts, remove or edit content, or cancel orders at our sole discretion.
Intellectual Property
The Service contains HTML, applications, messages, text, files, images, photos, video, sounds,
profiles, works of authorship and other content (collectively, “Content”) of Immigrant Wealth
Fitness or its licensors (“IWF Content”). The Service (including the IWF Content) is protected
by copyright, trademark, trade secret and other laws; and as between you and Immigrant
Wealth
Fitness, Immigrant Wealth Fitness owns and retains all rights in the Service and the IWF
Content. Immigrant Wealth Fitness hereby grants to you a limited, revocable, non-sublicensable
license to access, display and perform the IWF Content (excluding any computer code) solely
for your personal, non-commercial use, within limited period of time and solely as necessary to
access and use the Service. Except as expressly permitted by Immigrant Wealth Fitness in
these Terms or on the Service, you may not copy, download, stream, capture, reproduce,
duplicate, archive, upload, modify, translate, create derivative works based upon, publish,
broadcast, transmit, retransmit, distribute, perform, display, sell or otherwise use or transfer any
IWF Content. You may not, either directly or through the use of any device, software, online
resource or other means, remove, alter, bypass, avoid, interfere with or circumvent any
copyright, trademark or other proprietary notice on the IWF Content or any digital rights
management mechanism, device, or other content protection or access control measure
associated with the IWF Content.
The trademarks, logos and service marks (“Marks”) displayed on the Service are the property of
Immigrant Wealth Fitness or other third parties. You are not permitted to use these Marks
without the prior written consent of Immigrant Wealth Fitness or such third party.
Links to Third-Party Services
The Service may make available, or third parties may provide, links to other websites,
applications, resources, advertisements, Content or other products or services created, hosted
or made available by third parties (“Third-Party Services”), and such third parties may use
other third parties to provide portions of the Third-Party Service to you, such as technology,
development or payment services. When you access or use a Third-Party Service, you are
interacting with the applicable third party, not with Immigrant Wealth Fitness, and you do so at
your own risk. Immigrant Wealth Fitness is not responsible for, and makes no warranties,
express or implied, as to, the Third-Party Services or the providers of such Third-Party
Services (including without limitation the accuracy or completeness of the information
provided by such Third-Party Service or the privacy practices of any third party). Inclusion of
any Third-Party Service or a link thereto on the Service does not imply approval or
endorsement of such Third-Party Service. Immigrant Wealth Fitness is not responsible or liable
for the Content or practices of any Third-Party Service or third party, even if such Third-Party
Service links to, or is linked by, the Service.
Compliance with Laws
You represent that, in agreeing to, and performing under, these Terms, you are not violating, and
will not violate, any governmental laws, rules, regulations or orders that are applicable to your
use of the Service.
Termination
If you violate these Terms, Immigrant Wealth Fitness may suspend or terminate your use of the
Service. Immigrant Wealth Fitness’s right to suspend or terminate your use of Service applies
even if a breach is committed unintentionally or without your authorization if Immigrant
Wealth Fitness believes that suspension or termination is necessary to ensure compliance with
Applicable Laws or to protect the rights, safety, privacy, security or property of Immigrant
Wealth Fitness, its customers or third parties.
Immigrant Wealth Fitness reserves the right, but does not assume the obligation, to investigate
any violation of these Terms or misuse of the Service. Immigrant Wealth Fitness has the right in
its sole discretion to edit, refuse to post or remove any Content posted, displayed, published or
made available for download or use on the Service that Immigrant Wealth Fitness finds to be in
violation of these Terms. Immigrant Wealth Fitness may report any activity that it suspects
violates any law or regulation to appropriate law enforcement officials, regulators, or other
appropriate third parties. Such reporting may include disclosing appropriate customer data.
Immigrant Wealth Fitness also may cooperate with appropriate law enforcement agencies,
regulators, or other appropriate third parties to help with the investigation and prosecution of
illegal conduct by providing network and systems information related to alleged violations.
Indemnification
You agree to defend, indemnify and hold harmless Immigrant Wealth Fitness, its affiliates and
their respective employees, contractors, agents, officers and directors from and against any and
all claims, damages, obligations, losses, liabilities, costs, debt or expenses (including without
limitation attorneys’ fees) arising out of or related to any claim, suit, action or proceeding by a
third party arising out of or relating to your use of the Service, breach of these Terms (including
any Immigrant Wealth Fitness policy referenced in these Terms), violation of law, or any
Content that you post, upload or cause to interface with the Service, or otherwise transfer,
process, use or store in connection with the Service.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (a) IN NO EVENT
SHALL IMMIGRANT WEALTH FITNESS, ITS AFFILIATES OR THEIR RESPECTIVE
EMPLOYEES, CONTRACTORS, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR
ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR
EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR
BUSINESS INTERRUPTION, LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER
INTANGIBLE LOSSES ARISING OUT OF OR RELATING TO THE SERVICE; AND (b) IN
NO EVENT SHALL IMMIGRANT WEALTH FITNESS’S CUMULATIVE AND
AGGREGATE LIABILITY UNDER THESE TERMS EXCEED TWO HUNDRED U.S.
DOLLARS. THE EXCLUSIONS AND LIMITATIONS IN THIS SECTION APPLY
WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT,
NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, EVEN IF YOU HAVE BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
Disclaimer
THE SERVICE AND ALL CONTENT AND OTHER ITEMS MADE AVAILABLE BY
IMMIGRANT WEALTH FITNESS ARE PROVIDED ON AN “AS IS” AND “AS
AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS,
IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF
TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE
LAW. IMMIGRANT WEALTH FITNESS ASSUMES NO LIABILITY OR RESPONSIBILITY
FOR ANY (I) ERRORS, MISTAKES OR INACCURACIES OF DATA OR INFORMATION
POSTED, DISPLAYED, PUBLISHED OR MADE AVAILABLE FOR DOWNLOAD OR USE
ON THE SERVICE, (ii) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY
NATURE WHATSOEVER, RESULTING FROM USE OF THE SERVICE, (iii) ANY
INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE, OR
(iv) THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY THIRD PARTY
NOT UNDER IMMIGRANT WEALTH FITNESS’S CONTROL.
IMMIGRANT WEALTH FITNESS IS NOT ENGAGED IN THE RENDERING OF
ACCOUNTING, FINANCIAL, INVESTMENT, TAX, LEGAL, OR OTHER
PROFESSIONAL SERVICES. YOU SHOULD CONSULT WITH AN ACCOUNTANT,
BUSINESS ADVISOR, INVESTMENT ADVISOR, TAX ADVISOR, ATTORNEY, ETC. ON
SPECIFIC FACTS AND SITUATIONS. IMMIGRANT WEALTH FITNESS AND ITS
AFFILIATED PARTIES ARE NOT RESPONSIBLE IN ANY WAY FOR DAMAGES
RESULTING FROM THE USE OF THE SERVICE OR THE INFORMATION PROVIDED
OR OMITTED.
WE DO NOT GUARANTEE THAT YOU WILL ACHIEVE ANY SPECIFIC FINANCIAL
OR ACCOUNTING RESULTS OR EARN ANY SPECIFIC AMOUNT OF INCOME OR
REACH ANY PARTICULAR GOAL. THE INFORMATION PROVIDED IS PROVIDED
ONLY ON AN INFORMATIONAL BASIS AND IS ONLY FOR YOUR PERSONAL USE. IF
YOU USE SUCH INFORMATION, YOU DO SO AT YOUR OWN RISK AND ARE
SOLELY RESPONSIBLE FOR ANY DECISIONS AND ACTIONS THAT RESULT FROM
YOUR DECISION TO USE OF SUCH INFORMATION.
Exclusions
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation
of liability for consequential or incidental damages, so the limitations above may not apply to
you.
Governing Law
This Agreement will be interpreted, construed and enforced in all respects in accordance with
the laws of the State of Delaware, without reference to its choice of law principles. Any legal
action or proceeding arising under or relating to this Agreement shall be brought exclusively in
the state or federal courts located in State of Delaware, USA, and the Parties expressly
consent to personal jurisdiction and venue in those courts.
Miscellaneous
These Terms constitute the complete and exclusive statement of the agreement between the
Parties and supersede all proposals, oral or written, and all other communications between the
Parties relating to the subject matter of these Terms. In the event any information posted on the
Service from time-to-time conflicts with any provision of these Terms, the applicable provision
of these Terms shall control. Any terms and conditions of any other instrument issued by you in
connection with these Terms which are in addition to, inconsistent with or different from these
Terms shall be of no force or effect. These Terms do not, and shall not be construed to, create
any
partnership, joint venture, employer-employee, agency or franchisor-franchisee relationship
between you and Immigrant Wealth Fitness. You may not assign, transfer or sublicense all or
any of your rights or obligations under these Terms without Immigrant Wealth Fitness’s express
prior written consent. Immigrant Wealth Fitness may assign, transfer or sublicense all or any of
Immigrant Wealth Fitness’s rights or obligations under these Terms without restriction. The
failure of Immigrant Wealth Fitness to exercise or enforce any condition, term or provision of
these Terms will not operate as a waiver of such condition, term or provision. Any waiver by
Immigrant Wealth Fitness of any condition, term or provision of these Terms shall not be
construed as a waiver of any other condition, term or provision. If any provision of these Terms
is held invalid or unenforceable, the remainder of these Terms shall continue in full force and
effect. You agree that a printed version of these Terms and of any notice given in electronic form
shall be admissible in judicial or administrative proceedings based upon or relating to these
Terms to the same extent and subject to the same conditions as other business documents and
records originally generated and maintained in printed form. Immigrant Wealth Fitness will not
be responsible for failures to fulfill any obligations due to causes beyond its control. Non-English
translations of these Terms are provided for convenience only. In the event of any ambiguity or
conflict between translations, the English version is authoritative and controls.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a
revision is material we will provide at least thirty (30) days’ notice prior to any new terms taking
effect. What constitutes a material change will be determined at our sole discretion. By
continuing to access or use our Service after any revisions become effective, you agree to be
bound by the revised terms. If you do not agree to the new terms, you are no longer authorized
to use the Service.
Contact Us
If you have any questions about these Terms, please contact us at